DEVELOPING WITHIN
The big banks manage big accounts through volumes. Little companies create the market and the future. The big banks have routines and processes that are difficult to change and small companies identify niche markets and grow day-to-day as they benefit from providing personalised attention. With technology, both types of organisations have a chance to bring life to an industry that holds a significant place in almost every person’s life.
DEVELOPING WITH TECHNOLOGY
Online lenders are changing the traditional way people think of finance, particularly the small lenders who assist when the unexpected happens. Be it the money needed to pay the car registration, the vet, school books or just those super-cheap airfares that can’t wait. A personal line of credit extended to individuals helps them explore small projects that would otherwise go untouched.
Small finance companies are developing processes through technology to bring back the friendly bank manager. Technology provides the time and space for people to complete online applications in the privacy of their own home, receive same day Internet transfers, gain ATM access to their loans and free up the time of account manager to have a chat.
Simplicity is the name of the technological game, taking the headaches out of life because things don’t need to be so complicated. The industry is developing and changing the way people see finance in the 21st Century and manual work has now been replaced with automation leaving time for building relationships.
DEVELOPING WITH THE ENVIRONMENT
Like many others, most Australian companies are concerned with climate change and do what it takes to reduce their commercial and individual footprints. Everyone can take steps to minimise waste and increase efficiency for themselves, their business and their world.
Did You Know: ‘The process used to manufacture recycled paper can use up to 90% less water and 50% less energy than making it from new trees.’ (Source: Origin Energy) Try implementing a recycling scheme for all paper used your office.
Did You Know: ‘A desktop computer used for eight hours per day releases over 600 kilograms of greenhouse gas to the environment each year’ (Source: Origin Energy) Try using laptops which are much more energy and material efficient than a desktop computer and monitor.
A company can optimise the use of electronic communication such as email, forms and electronic transactions. Use circulation lists and notice boards rather than a printed copy for per person. In doing so you save money, save on waste and moved closer to becoming a paperless office.
Tags: internet transfers, niche markets, personal line of credit, super cheap airfares, vet school